How To Process Chapter 13 Bankruptcy

Bankruptcy is a solution that gives people who are facing serious financial problems the chance to get out of debt while treating creditors fairly. Chapter 13 bankruptcy is a type of debt reorganization that allows people with significant debt to keep their property and reduce or eliminate payments on secured loans, such as a mortgage or car loan, as well as unsecured consumer debt, such as credit cards and medical bills.

The Best Chapter 13 Bankruptcy Attorney in Phoenix Arizona

If you are considering filing for bankruptcy, it is important to have an experienced Chapter 13 bankruptcy lawyer represent you. The attorney can help you develop a debt repayment plan that works best for your situation. The lawyer can also help you negotiate with your creditors and prepare your case for approval by the court.

Current Monthly Income (CMI)

The amount of your income that you can afford to pay to unsecured creditors in your Chapter 13 bankruptcy plan is determined by the disposable income test. Disposable income is the amount of money you have left after all your regular living expenses are covered. This amount can include your income from employment, social security, alimony or child support, and any other source of income you may have.

Confirmation hearing and payment

After you file your Chapter 13 bankruptcy petition, you must meet with creditors and your Chapter 13 bankruptcy trustee to discuss your financial circumstances and develop a plan. This meeting is called the “meeting of creditors” or “motion for confirmation.”

During this meeting, your bankruptcy attorney will explain your debt relief options and assist you in developing an effective plan. Your attorney will also make sure that you comply with all the requirements of your bankruptcy.

Once your Chapter 13 plan is approved by the court, it becomes legally binding on you and your creditors. You will then make payments to the trustee under your plan for three to five years, and you will receive a discharge of your remaining qualified debts at the end of this period.

Loss Mitigation Plans

A loss mitigation plan is a special type of plan that can be used in Chapter 13 cases for certain types of mortgages. These plans are often necessary for individuals with high amounts of mortgage arrears, and for clients who have a home that has lost significant value since their original purchase or foreclosure.

In these cases, a client can seek to have the lender modify their mortgage and agree to an affordable payment that is based on what they could pay on an alternative property. The lender’s attorneys can oppose the motion for loss mitigation, but if they do not, it will be granted and allow a client to cure their mortgage arrears in a Chapter 13 case over a 5 year plan that is binding on their mortgage lender.

The process of obtaining a loss mitigation plan is extremely complicated and requires the expertise of an experienced lawyer to ensure that the client’s case is feasible and a success.

How to Make a Request for Modification of Child Support Orders

If you’ve already gone through the divorce process or are currently in a custody battle, there may come a time when you need to make a request for a modification of your child support order. While this can be a frustrating and emotional experience, there are steps you can take to increase your chances of success in the process.

1. A Significant Change in Income

When it comes to how child support is determined, it’s important to remember that income plays a large role in the calculation. This means that if you have experienced a significant change in your income, such as losing your job or experiencing an income drop, it’s possible to ask for a child support modification.

2. A Permanent Disability

One of the most common reasons for a child support modification is a permanent disability. This can be a big change for either parent and can result in a lot of additional medical costs that aren’t included in the initial child support calculations.

3. An Unexpected Expense

Another reason for a modification is an unexpected expense that’s uncovered by the court. This can happen when a child needs to undergo a surgery or an emergency room visit, and the child support payment isn’t enough to cover these expenses.

4. A Settlement Agreement That Can be Modified

If you have a good relationship with the other parent, it’s a much easier process to try and reach an agreement. In these cases, it’s essential to have a skilled family law attorney by your side as you negotiate the details of the agreement and file for a modification with the courts.

5. Stay Informed of Changes in the Law

When it comes to child support in Florida, laws can change over time, and it’s vital that you keep up with any changes that affect your case. An experienced Miami child support lawyer can help you understand how these changes might impact your case.

6. Paying the Right Amount of Child Support

When it’s time to change your child support order, it’s important to make sure that you’re getting the amount that is fair and appropriate for your situation. This isn’t always an easy task, and it’s often best to hire a skilled Miami family and divorce attorney to assist you in your efforts.

The first step in winning your child support modification case is to file a supplemental petition with the court. This petition allows you to explain why you believe that your current child support order should be modified. It also gives the other party a chance to respond.

Once the court has received your supplemental petition, it will schedule a hearing where you and the other party will appear before the judge. The judge will listen to your testimony and then decide whether or not to grant your modification request.

The judge will determine if the modification is in your child’s best interests. If it’s not, you will need to appeal the decision. However, most courts will uphold a modification if it is supported by substantial evidence and is in the child’s best interest.

The Importance Of Hiring A Sex Crimes Attorney

Sex crimes are a very serious matter. The consequences can range from a small fine to a lifetime in prison. A good Alexandria sex crimes attorney can make a difference in the outcome of a case.

Being charged with a sex crime is an emotionally taxing experience. However, you should not be discouraged. You should strive to clear your name. Even if you are innocent of the charges, the penalties can impact your future for years. For this reason, you should seek the assistance of a dedicated Alexandria sex crimes attorney as soon as possible.

Sexual battery is the intentional touching of another person’s intimate body parts without their consent. Depending on the circumstances of the offense, it can result in a fine up to $100,000 and a prison sentence of up to 20 years.

Rape is a particularly vicious sex crime. It involves threatening or intimidation to initiate sex, as well as force to do so. If you are convicted of rape, you can expect a minimum prison sentence of five years. Furthermore, you may be required to register as a sexual offender after release. This can greatly limit your freedom.

Attempting to commit rape is a Class 4 felony. If you are convicted of attempting to commit rape, you can expect to be jailed for two to ten years. However, if you are a minor at the time of the incident, the mandatory minimum prison sentence for your conviction is 25 years.

Some other types of sex crimes include rape, carnal knowledge, and sexual intercourse with a child. These types of offenses are more apt to be prosecuted as felonies than attempted sex crimes, and the punishment can vary depending on the offender’s age and the nature of the crime.

Regardless of whether you are a victim of a sex crime or are accused of committing one, it is a good idea to seek legal counsel. An experienced Alexandria sex crimes attorney can help you to understand your legal options and build a defense for you. They can also help you petition the court for a favorable resolution.

Sexual crimes can be extremely difficult to defend. In addition to the emotional turmoil, you will also have to consider the possible collateral consequences of a conviction. Those consequences can include a social stigma, as well as a permanent criminal record. Luckily, an Alexandria sex crimes lawyer can fight to help you avoid these penalties.

Although many people are intimidated by the idea of seeking legal counsel, it is often a positive step. An experienced Alexandria sex crimes lawyer can build a solid defense and protect your constitutional rights. Having a reputable Alexandria sex crimes attorney on your side can ensure that you receive a fair trial and a favorable outcome.

Sexual crimes in Alexandria are a serious matter. While not every sex offense requires intercourse, if you are convicted, you will be required to register as a sex offender, which can significantly restrict your freedom.

Your first step to family legalities

The purpose of family law is to protect and maintain the rights and well-being of families. These rights include a right to life, a safe environment for children, and to prevent harmful behavior. In Canada, the legal recognition of same-sex relationships has been expanded. This represents a long-awaited sea change in the heterosexual norm.

Family law provides a framework to help parents and children reach a peaceful and secure relationship. It also helps to preserve the institution of marriage. However, some individuals use the system to perpetuate abuse and violence. Despite these issues, the law still provides some protection to children and ensures their safety. For more information about family law and legalities visit

Families can be divided into different-sized units, such as a single parent, a couple with two children, or a family of four. A person’s family status is determined by a range of factors, including whether they have children, whether their spouse has custody of them, and whether they receive child support. While the courts have some discretion in determining this, they are not allowed to deny or limit the rights of the people involved.

For example, the Family Law Reform Act of 1997 imposed an obligation on the courts to actively inquire about the risk of family violence. It also widened the definition of family violence and clarified the priority to keeping a child safe over maintaining a relationship with both parents.

As a result of the Family Law Reform Act, the Family Court has developed a set of procedures to address these matters. One of these procedures is the use of a single registry. Another procedure is the separation of the parties in the same jurisdiction, which can be used to resolve issues regarding the parents and their children.

There are a variety of ways to define income. Many expenses are required to produce income, such as payroll taxes, a rent or mortgage payment, a bonus, or a commission. Some of these expenses can be deducted from the gross receipts. But a variety of other expenses are not necessarily considered “ordinary and necessary” to meet the income needs of a household. To prove that an expense is “ordinary and necessary” for family law purposes, a forensic accountant may be needed.

If an individual is subject to a court proceeding for child support, there are a number of ways to minimize their expenses. For instance, a person who has a salaried job can reduce their taxes by choosing a lower tax bracket. Additionally, there are incentives to reduce the amount of assets available for property division. Similarly, a person who has a sole proprietorship can reduce their tax liability by reducing the number of expenses they incur.

An individual’s net worth can be increased by a complex trust. This is a way to free up liquid assets. Non-liquid assets can be used to fund capital improvements. They can also be used to provide security for a replacement spouse.

Family laws have evolved to include same-sex relationships. Lesbians and gays have been selectively denied freedom of speech, assembly, and military service.

Make Sense of Complex Family Issues With a Family Lawyer

Santa Ana Family Lawyer

Whether you are facing a divorce, a custody battle or just need to deal with a family law matter, a Santa Ana family lawyer can provide you with the solutions you need. These lawyers will help you navigate the legal system, reduce legal costs, and resolve your individual legal issues in a timely fashion.

The best Santa Ana family lawyer can help you make sense of complicated family law issues. These lawyers are experts in their field. They can also provide you with customized legal solutions to help you navigate your divorce or custody battle. They can also help you get a reasonable child support award and make your divorce a smoother process.

Divorce is not a walk in the park. There are numerous laws and statutes that you need to comply with to get through the proceedings. Divorce can be a challenging and emotional time for you and your family. Your family lawyer can help you navigate the legal maze and make sure you get a fair and equitable distribution of assets and child support. They can also help you avoid costly mistakes.

The first place to start is with the family law signs, which is a great place to start. There are different statutes and rules in California that you need to be aware of. You also need to know the different options for alimony, which can be short-term or permanent. If you have kids, you will also need to discuss parenting time and child support with your spouse’s attorney.

The best Santa Ana family lawyer will be able to provide you with the best possible outcome for your case. They can also provide you with customized legal advice that will be beneficial for your future. Using a family law attorney will help you navigate through the maze that is the legal system and ensure you do not make the common mistakes. They can also help you find solutions to prenuptial agreements, and they can also help you with asset distribution.

The most important piece of advice from your Santa Ana family lawyer is to seek out a no-fault divorce. This type of divorce is the fastest and most cost-effective way to get a divorce, but you should make sure that you understand all of the legal aspects of it. This includes understanding the responsibilities of both parents and the financial contributions each parent is required to make.

A good Santa Ana family lawyer will also be able to tell you about the state’s legal systems. In the state of California, there are different rules and statutes regarding custody, child support, spousal support, and asset distribution. It can be very confusing for someone without a legal background to navigate these laws. Your Santa Ana family lawyer can help you understand all of the different options available to you and make sure that you are able to avoid the most common mistakes.

Divorce can be a scary time for you and your family, but a Santa Ana family lawyer can help you navigate the maze that is the legal system. They can also help you avoid costly mistakes, and can also provide you with customized legal advice that can help you get a fair and equitable distribution of your assets and child support.

Parenting Arrangements that Work for Child Custody

Whenever you are trying to determine how much custody of your children you should receive, there are a few things you should consider. For instance, you may want to get an attorney to help you with your case. Besides, if you are already a parent, you might be able to help your children get along better with their other parents.

Choosing child custody is often based on the best interests of the child. The court will take into consideration the child’s needs, the stability of the parties, and the moral fitness of the parties. The judge will also consider the parenting skills of the parents and evidence of abuse.

The child’s preference will also be considered, but this must be independent. If the child’s preference is manipulated by the parent, the court will not consider it.

The court will also consider the physical and emotional health of the child. If the child has been abused, this is a major factor. The parent who has abused the child in the past is likely unfit to care for the child. An experienced child custody attorney serving San Diego can help you establish a case.

The legal principle of the best interest of the child stands out from other legal principles. It is supported by therapeutic justice, a theory that focuses on the psychological effects of law.

Choosing a parenting arrangement can be a long, complex process. The court must consider a wide range of factors to determine which parent is best suited for the child’s needs.

Among the most common factors in determining child custody are the physical and mental state of each parent. A parent who is physically and mentally fit is better able to meet the needs of the child.

Another important factor is the parent’s financial stability. Judges will take the parent’s income, expenses, and ability to provide for the child into consideration.

The best-case scenario is when both parents agree on the best interests of the child. The court will also consider the child’s wishes. The wishes may include which parent should be in the home, which school, and which sports team the child should attend.

During a custody dispute, the court must determine how to allocate caretaking and decision-making duties. Typically, the court will award custody to the parent who can best foster a healthy relationship with the other parent.

In custody disputes, courts may grant supervised visitation or restricted visitation for a parent accused of sexual abuse or neglect. They may also grant sole custody to the parent who is the primary caretaker.

When determining which parent should have custody, courts will consider the wishes of the child. Young children are less likely to have strong wishes. However, closer to age 18, the child’s opinion will gain in weight.

Children may also be awarded joint custody. If a parent is severely ill, the court will consider this factor when allocating caretaking and decision-making duties. It is important to note that the courts do not penalize a parent for managing an illness. However, if a parent is suffering from an untreated mental illness, this can create concerns about their parenting skills.

Having a child custody attorney can make a divorce less stressful for both parents and their children. While there are many factors that go into custody determination, the best interests of the child are at the top of the list. A child custody attorney can help a parent prepare for a custody determination and guide them toward an agreement.

There are two main types of custody arrangements. One is joint legal custody, which allows both parents to make major decisions about their child. This is common when the parents disagree on major issues. The other is sole legal custody, which grants one parent ultimate authority over the child. This can have a big impact on the child’s education, health care, and extracurricular activities.

Whether you are facing a divorce or you simply want to change your current custody arrangements, it’s important to know what factors the court will consider when making a decision. In addition to the usual factors like the parents’ marital status, the court will also consider the child’s wishes and the best interests of the child.

In addition, the court will also consider the parents’ behavior in the courtroom. Often, a parent who is constantly on the defensive will have a lower chance of being awarded custody.

Other factors include the child’s age and preferences. The child’s relationship with siblings and other family members can also be considered.

The court will also consider the health of the parents and their ability to care for the child. A parent with a disability may have fewer hours to spend with the child. In some cases, the court may order the parent to have supervised visitation.


Here Are Some Benefits of Getting A DUI Defense Attorney

Hiring a DUI defense attorney can be a major advantage. The law regarding DUI cases is complicated, and it can be tricky to navigate. An attorney can challenge the legality of a traffic stop, challenge the results of a breath or blood test, or present evidence that could lead to your exoneration. Hiring an attorney is not a cheap option, but you don’t have to spend thousands of dollars to get the help you need. You can hire a DUI defense attorney for free if your case is not serious, or you can opt to hire a court-appointed public defender.

The first step in hiring a DUI defense attorney is finding a lawyer who specializes in DUI defense. You can start by looking at the website of your state’s bar association. Find out if the attorney you are considering is an active member. If they are, learn more about them.

A DUI defense attorney has years of experience fighting DUI charges. They know how to negotiate with the prosecution and can successfully argue your case in court. With a good attorney, you can avoid a criminal conviction and the long-term blemish on your reputation. Attorney John Buchmiller has performed independent investigations that successfully challenged the validity of chemical reports and field sobriety tests. He also has extensive experience examining police body-cam footage.

Hiring a DUI defense attorney is crucial if you are charged with a DUI. Most defendants do not have the legal knowledge and experience needed to fight a DUI case. The average person simply wants to argue about the arresting officer’s subjective opinion. That is a very difficult battle to win in court. Hiring an experienced attorney can help you avoid a DUI case and ensure you receive the best possible outcome.

Before hiring a DUI defense attorney, it is best to ask around to find a lawyer who has handled similar cases. Generally, bigger law firms have more resources to defend their clients. You can also ask friends and family for recommendations. They may be able to provide you with a recommendation for a DUI lawyer.

Hiring an experienced DUI defense attorney can also help you get a better result. An experienced attorney knows the law well and can give you an honest assessment of your case. Moreover, a criminal defense lawyer can help you avoid incriminating evidence. He or she will also ensure that you are not convicted of any crime, allowing you to keep your freedom and protect your future.

Hiring a DUI defense attorney is an important step after you are arrested for DUI. A criminal conviction can result in loss of your driving privileges, fines, and even criminal charges. Hiring an experienced Seattle DUI attorney will ensure that your case is properly handled and your rights are protected.

Modification of Alimony and Child Support Pending Divorce

If you and your former partner are not making enough money to make your monthly payments, you can apply for a modification in alimony and child support. The Florida courts will review your most recent federal income tax return to determine your ability to continue making payments. The court may also look at your other sources of income. In addition, it will consider whether you and your former spouse are still living in the same style as before the separation. If you are to file a divorce, hire the best family law and divorce attorney in Florida.

Alimony and Child Support

If your former partner is not paying, you can report him to the state and they may take action to collect. If your ex refuses to pay, you can request a modification in the amount. Your former partner must voluntarily pay the support, but you can try to negotiate a lower amount. The best method of modification is an out-of-court settlement. Once you’ve reached an agreement with your ex, it is time to file your case.

If you and your former partner agree on a modification, your former partner can modify the support order without going to court. It will depend on the other party’s willingness to negotiate. An out-of-court settlement is the most efficient option for modification. A modification can be negotiated directly between the two parties. You must be willing to provide financial information about your income and your expenses to your former partner. Your former partner will also have the right to challenge the agreement in court.

In the case of a divorce, the courts may order that you pay spousal support based on your combined net income. The goal of this type of support is to help your ex-spouse support if she is incapable of supporting themselves. Additionally, it is important to note that Connecticut does not require you to pay alimony in cash, and it is not taxable at the state or federal level. It is important to note that alimony and child support payments are not deductible on your federal or state taxes.

While a divorce will lead to a lot of legal issues, it is important to understand the basics of the two types of support. Often, alimony is ordered for a specified period of time, such as a year or until one spouse remarries. The amount of alimony will depend on the circumstances of your divorce, but the purpose is to help your ex with the financial needs of the children.

If you and your ex-spouse have children, it is important to understand the difference between alimony and child support. While alimony is based on the number of years you were married, child support is based on the number of children. If your ex-spouse is still unable to make all of the payments, he or she may be required to pay child support. The amount of alimony is tax-deductible for both parties.

Save Money by Settling your Tax Debt with the IRS

The IRS has several ways to collect unpaid federal taxes, and one of them is through tax relief and settlement. Although the IRS is not in the business of settling with debtors, there are still ways to save money by settling your tax debt. While you can file for bankruptcy and accept a lower amount than you owe, it is often better to use the services of a professional tax relief company to maximize your chances of saving money. Visit for more about this.

When choosing a tax relief company, you should research their experience and reputation in the industry. Some claim to have special knowledge or insider tips that make them an expert in their field. However, a legal agreement is a much better option than filing for bankruptcy or contacting the IRS on your own. A certified public accountant or a tax attorney will be able to guide you through the process, and they can also help you avoid mistakes that could hurt your finances.

While it is possible to settle your tax debt with an experienced tax relief company, it is important to remember that the IRS rarely agrees to a settlement. There are some things to consider before hiring a tax relief company. The first step is to get all of your documentation authenticated. Authenticating your tax returns is essential. Unless you’re an expert in this field, you may find yourself unable to pay your taxes in full.

The next step is to research tax relief firms. While the IRS offers several payment plans, there is only one settlement option, called an offer in compromise. An offer in compromise is a formal agreement between the IRS and taxpayer. It will usually involve a reduction of the taxpayer’s tax liability. It is used primarily by people who have limited income, few assets, and little hope of future income. As a result, tax relief and settlement can be an excellent choice for those in these situations.

The IRS is not looking to punish you because you are in financial trouble. They want what you owe them to stay in business and pay their employees. The IRS has options to help taxpayers in tough situations. These options include debt settlement and payment plans. When choosing an IRS relief and settlement company, you must determine which one works best for you. You should find out how they will approach your situation and decide which one suits you best.

When choosing a tax relief and settlement firm, look for a company that has been around for a decade or more. This can be an excellent indication of a high-quality company. A bar-approved firm will have a history of helping their customers and should be able to provide you with references. There are many reasons to choose a tax relief and settlement firm, and one of these is their experience. A company that has the right experience will ensure that they can handle your case effectively.

Defending Your Right Against Wrongful Eviction

Before you begin the eviction process, it’s important to understand what grounds are available in Chicago and Illinois. The following are the most common, and most common reasons. If you’re facing an eviction, a lawyer should be consulted. However, even if you don’t need a lawyer, it’s always best to get legal counsel before evicting a tenant. This way, you’ll avoid any costly mistakes.

A landlord can file a complaint to evict a tenant for damages and other issues related to the property. To successfully file for an eviction in Chicago, the landlord must serve the tenant with a summons and complaint. They can serve the tenant through a sheriff or a professional process server, or by posting the documents on the rental property. The notice must be served within three days before the scheduled hearing. Typically, the hearing takes seven to forty days, and the tenant does not need to file an answer to the case. They may, however, challenge the eviction during the hearing.

In Chicago, landlords cannot evict a tenant because they have a complaint against them. However, the landlord must still provide adequate notice to tenants. In Chicago, tenants must respond to a five-day notice with a Tenant Notice if they are unable to make payments. During this time, they can also ask for a period of time to hire an real estate attorney to represent them. The eviction process can take as long as two weeks, but the longer the time is, the more time a landlord has to work with the tenant.

A landlord who is facing an eviction in Chicago should provide a detailed explanation of the reasons for the eviction and a timeframe for the tenant to pay the rent. If the tenant can make the payment within the deadline, they may not have to file an eviction case. If the renter pays their rent before the deadline, they may have a right to cure. In such a scenario, the landlord should include a detailed description of the violation and its consequences.

Another ground for eviction in Chicago is failure to pay rent. If a tenant fails to show up for the hearing, they may be ordered to leave. A landlord may also evict a tenant for failing to pay the rent. Fortunately, there are other grounds to challenge an eviction case in Chicago. A landlord who fails to provide a sufficient amount of notice must show proof of the violation.

An eviction in Chicago can be based on a number of reasons. For instance, a tenant who has committed illegal activity could face eviction based on the health code or other local regulations. Furthermore, if a tenant refuses to pay rent, the landlord can refuse to rent the property to them. This case may even be a result of a misunderstanding between the landlord and tenant.